Reverse Mortgages (HECM) — What California Seniors Should Know

March 10, 2026

Intro: HECMs let homeowners 62+ access equity without monthly mortgage payments; HUD counseling is required.

Checklist Before You Apply

  • Confirm age eligibility (62+).
  • Complete HUD‑approved counseling.
  • Plan for taxes, insurance, and home maintenance—these remain your responsibility.

Talk to a NovaMac reverse mortgage specialist

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