Intro: Start with a preapproval, a clear budget, and a local agent who knows Aliso Viejo neighborhoods.
Quick Checklist
- Credit & Documents: Pull credit reports; gather pay stubs, W-2s, bank statements.
- Save: 3–6% for down payment + closing costs; ask about CA down payment assistance.
- Get Preapproved: Strengthen offers and speed closing.
Customer Tip: Compare Loan Estimates from 2–3 lenders and watch APR and fees.
