PLEASE READ THESE PACIFIC LENDING LLC DBA NOVAMAC FUNDING AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE PACIFIC LENDING LLC DBA NOVAMAC FUNDING TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE PACIFIC LENDING LLC DBA NOVAMAC FUNDING TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS WEBSITE, OR ANY PAGES THEREOF.
Disclaimer
NO WARRANTY THE INFORMATION AND MATERIALS CONTAINED IN THE PACIFIC LENDING LLC DBA NOVAMAC FUNDING WEBSITE, INCLUDING TEXT, GRAPHICS, LINKS, OR OTHER ITEMS ARE PROVIDED “AS IS.” PACIFIC LENDING LLC DBA NOVAMAC FUNDING DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS, OR STATUTORY, INCLUDING BUT NOT LIMITED TO, THE WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, FITNESS FOR ANY PARTICULAR PURPOSE, AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS. LIMITATION OF LIABILITY IN NO EVENT WILL PACIFIC LENDING LLC DBA NOVAMAC FUNDING BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, LOSSES, OR EXPENSES (WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE) TO THE USER AND/OR ANY THIRD PARTY, ARISING IN CONNECTION WITH THIS SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION, OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF PACIFIC LENDING LLC DBA NOVAMAC FUNDING, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES, OR EXPENSES. THE USER’S ACCESS TO AND USE OF THE PACIFIC LENDING LLC DBA NOVAMAC FUNDING WEBSITE, AND THE TEPACIFIC LENDING LLC DBA NOVAMAC FUNDING OF THIS DISCLAIMER ARE GOVERNED BY ALL APPLICABLE FEDERAL LAWS AND THE LAWS OF THE STATE OF CALIFORNIA, AND THE USER AGREES THAT VENUE SHALL BE LOCATED IN BEVERLY HILLS, CALIFORNIA.
General Terms of Use
Pacific Lending LLC dba NovaMac Funding’s website content, materials, and the information maintained on Pacific Lending LLC dba NovaMac Funding Website is to provide users with information about Pacific Lending LLC dba NovaMac Funding and PACIFIC LENDING LLC DBA NOVAMAC FUNDING’s products and services and is directed at, and made available to, persons in the United States only. The information and material maintained on the PACIFIC LENDING LLC DBA NOVAMAC FUNDING Website is subject to change without notice. Not all products or services described on the PACIFIC LENDING LLC DBA NOVAMAC FUNDING Website are available in all geographic areas and other restrictions may apply. Your eligibility for a particular product or service is subject to final determination by, and the approval of, PACIFIC LENDING LLC DBA NOVAMAC FUNDING.
No solicitation is made by PACIFIC LENDING LLC DBA NOVAMAC FUNDING to any person to use any information, materials, products, or services in any jurisdiction where the provision of such information, materials, products, and services is prohibited by law. No Unlawful or Prohibited Use As a condition of your use of the PACIFIC LENDING LLC DBA NOVAMAC FUNDING Website, you warrant to PACIFIC LENDING LLC DBA NOVAMAC FUNDING that you will not use the PACIFIC LENDING LLC DBA NOVAMAC FUNDING Website for any purpose that is unlawful or prohibited by the applicable terms Pacific Lending LLC dba NovaMac Funding, conditions, and notices. You may not use the PACIFIC LENDING LLC DBA NOVAMAC FUNDING Website in any manner that could damage, disable, overburden, or impair the PACIFIC LENDING LLC DBA NOVAMAC FUNDING Website or interfere with any other party’s use and enjoyment of the PACIFIC LENDING LLC DBA NOVAMAC FUNDING Website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the PACIFIC LENDING LLC DBA NOVAMAC FUNDING Website, or offer, may apply in lieu of this provision.
Note that the specific Pacific Lending LLC dba NovaMac Funding terms and conditions explained on the web page describing a particular feature. Linked Site Statement Links to Web sites other than PACIFIC LENDING LLC DBA NOVAMAC FUNDING Website is provided solely as pointers to information on topics that may be useful to users of the PACIFIC LENDING LLC DBA NOVAMAC FUNDING Website, and PACIFIC LENDING LLC DBA NOVAMAC FUNDING has no control over the content on such Websites. If you choose to link to a Website not controlled by PACIFIC LENDING LLC DBA NOVAMAC FUNDING, PACIFIC LENDING LLC DBA NOVAMAC FUNDING makes no warranties, either express or implied, concerning the content of such site, including the accuracy, completeness, reliability, or suitability thereof for any particular purpose, nor does PACIFIC LENDING LLC DBA NOVAMAC FUNDING warrant that such site or content is free from any claims of copyright, trademark, or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. PACIFIC LENDING LLC DBA NOVAMAC FUNDING does not guarantee the authenticity of documents on the Internet. Links to non-PACIFIC LENDING LLC DBA NOVAMAC FUNDING Web sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information, or services offered at such sites, or any representation regarding the content at such sites
Copyright
The contents of the Pacific Lending LLC dba NovaMac Funding website are subject to copyright or Pacific Lending LLC dba NovaMac Funding and are no permitted to be duplicated or retransmitted without the express written consent of Pacific Lending LLC dba NovaMac Funding.
Unauthorized Use or Misuse
You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the PACIFIC LENDING LLC DBA NOVAMAC FUNDING Website. Submissions PACIFIC LENDING LLC DBA NOVAMAC FUNDING does not claim ownership of the materials you provide to PACIFIC LENDING LLC DBA NOVAMAC FUNDING (including feedback and suggestions) or post, upload, input, or submit to the PACIFIC LENDING LLC DBA NOVAMAC FUNDING website or any third-party service provider website as may be required for the loan transaction requested (collectively “Submissions”). However, by posting, uploading, inputting, providing, or submitting your Submissions, you are granting PACIFIC LENDING LLC DBA NOVAMAC FUNDING, and any third-party service provider used in your loan transaction permission to use your Submissions in connection with the operation of their Internet businesses, including, without limitation, the rights to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat your Submissions.
Privacy
Pacific Lending LLC dba NovaMac Funding understands the requirements to safeguard your information and records from unauthorized use and discourse, please see our Pacific Lending LLC dba NovaMac Funding Privacy Policy.
Not Intended Personal Information About Minors
Pacific Lending LLC dba NovaMac Funding’s Website is intended for individuals who are at least 18 years old, of legal age to contract for a mortgage loan, as stated in Pacific Lending LLC dba NovaMac Funding’s Privacy Policy. We do not knowingly collect personally identifiable information or data from person(s) under the age of 18. We work to comply with all provisions of COPPA (The Children’s Online Privacy Protection Act), visit the Federal Trade Commission website for additional information. If you are the parent or legal guardian and you believe your child under 18 has provided us with information, please contact legal@ratesimple.com
Mobile Devices
Varying aspects of Pacific Lending LLC dba NovaMac Funding’s Services via an application for your mobile or other device, are subject to your communications carrier’s standard rates and fees may apply. Terms of this Agreement and other agreements within the application apply to your use of such application.
PACIFIC LENDING LLC dba NOVAMAC FUNDING IS AN EQUAL HOUSING LENDER.
We Do Business in Accordance with the Federal Fair Housing Law
(Fair Housing Amendments Act of 1988)
It Is Illegal to Discriminate Against Any Person Because of Race, Color, Religion, Sex, Handicap, Familial Status, or National Origin.
- In the sale or rental of housing or residential lots
- In advertising the sale or rental of housing
- In the financing of housing
Anyone who feels that he or she has been discriminated against may file a complaint of housing discrimination:
1-800-669-9777 (Toll Free)
1-800-927-9275 (TTY)
www.hud.gov/fairhousing